Aponar Apun Ghar Loan Scheme

Aponar Apun Ghar Loan Scheme Assam 2020 Application Form pdf | Eligibility, Calculator

Aponar Apun Ghar Loan Scheme Assam 2020 | Apun Ghar Loan Scheme Form pdf | SBI Apun Ghar Home Loan Application Form pdf | Apun Ghar Loan Scheme Assam | SBI Apun Ghar Eligibility | Apun Ghar Scheme 2020 | Apun Ghar Home Loan Calculator |

Aponar Apun Ghar Loan Scheme
Aponar Apun Ghar Loan Scheme

Assam State government has started a new subsidy scheme for the people of Assam. This scheme is known by the name Aponar Apun Ghar Loan Scheme Assam 2020. This scheme, as name suggests, is a loan subsidy scheme for homes. Under this scheme, people of Assam can avail loan up to Rs 40 Lakh. People will receive subsidy up to Rs 2.5 Lakh on home loans. This scheme is only applicable for those people, who are buying their first house.

This scheme was announced by the State government of Assam in financial year of 2020. Mainly this scheme is a extension of previous running State government Apun Ghar Scheme. This scheme is launched to complete Prime Minister “Housing for All” mission. Under this scheme, State resident will get Aapunar Apun Ghar Hone Loan Subsidy. State government will provide subsidy on home loans of Rs 2.5 lakh to State people.

Assam resident will get home loan at subsidized interest rate under this scheme. Those people who are interested in this scheme they can apply for it. To apply for this scheme eligible people need to fill scheme application form. Scheme application form pdf, process to apply, eligibility criteria, home loan calculator etc, details are been provided in this article below. Thus, to know all about this scheme, applicants have to read this article till the end.

Aponar Apun Ghar Loan Scheme Assam 2020

This scheme was declared in the State budget of 2020. This was announced on –/–/2020. As mentioned before, Apun Ghar Scheme 2020 is launched to provide home loan at subsidized rate. People will receive subsidy of Rs 2.5 lakh in this scheme. Assam government will provide loan amount of Rs 40 lakh through bank in this scheme.

Those people who want to take loan under this scheme, they must know that this scheme is only applicable for person, taking loan for their first house. State government previously launched Apun Ghar Home Loan Scheme in financial year 2016-17. That time, this scheme was for the regular government employees of the State. Under this scheme, State government employees get loan at 3.5% interest rate.

Other than this they were eligible to take loan up to Rs 15 Lakh in that scheme. This loan amount needed to be returned in 20 years. Now, new launched Aponar Apun Ghar Loan Scheme 2020 is a extension of previous scheme. This scheme benefit is available for every citizen of the State. Previously this scheme was only meant for State government employees. But now, every resident of Assam can take benefit of this scheme.

Aponar Apun Ghar Loan Scheme
Aponar Apun Ghar Loan Scheme

Himanta Biswa Sarma wrote in a twee about this scheme. He said, it is his owner that they can fulfill the dream of people to own their own house. Assam Minister also added that many people wanted Apun Ghar Scheme extension and thus, they are providing them Aapunar Apun Ghar Scheme.  Main objective to launch this scheme is that every person in State gets their own house. People will get Pucca house with the help of this scheme. For scheme more details read down below.

Apun Ghar Scheme 2020 | Apun Ghar Loan Scheme

Scheme Name Apunar Apun Ghar Loan Scheme 2020
State Name Assam
Previous Version of Scheme Apun Ghar Scheme
Scheme Announced In Budget Session 2020
Announcement Date –/–/2020
Objective of Scheme To Provide Everyone Their Own House
Scheme Beneficiaries Every Person of Assam
Benefit of Scheme Home Loan and Subsidy on Loan
Scheme Official Website finance.assam.gov.in
Scheme Type State Government Home Loan Subsidy Scheme

दोस्तों असम राज्य सरकार द्वारा नागरिकों के लिए इस योजना को शुरू किया गया है| इस योजना को पहले चलाई जा रही अपुन घर योजना को ही आगे बढ़ाने के लिए शुरू किया है| पहले की योजना का लाभ केवल राज्य स्थाई सरकारी कर्मचारी ही उठा सकते थे| लेकिन अब इस योजना का लाभ सभी नागरिकों को मिल सकेगा| इसकी जानकारी वित्त मंत्री हिम्मत बिस्वा सरमा जी द्वारा दी गई| अब हर नागरिक अपना पक्का घर बना पाएगा|

इस योजना को चलाने के लिए सरकार ने आधिकारिक वेबसाइट भी शुरू की है| इस वेबसाइट के माध्यम से आवेदक इस योजना में आवेदन ऑनलाइन कर सकता है| योजना की एप्लीकेशन फॉर्म pdf भी ऑनलाइन हासिल की जा सकती है| योजना के तहत ढाई लाख रुपए तक की पहले घर पर सब्सिडी प्रदान की जाएगी| व्यक्ति इस योजना के तहत घर बनाने के लिए या खरीदने के लिए ₹4000000 तक का लोन ले सकता है| इसके अलावा राज्य सरकार द्वारा PRANAM Scheme भी शुरू की गई है|

Aapunar Apun Ghar Scheme Loan Subsidy Calculator

Amount of Loan Subsidy Amount
Rs 30 Lakh to Rs 40 Lakh Rs 2.50 Lakh
Rs 20 Lakh to Rs 30 Lakh Rs 2.00 Lakh
Rs 10 Lakh to RS 20 Lakh Rs 1.50 Lakh
Rs 5 Lakh to Rs 10 Lakh Rs 1.00 Lakh

Aponar Apon Ghar Loan Scheme Assam Eligibility

  1. This scheme is only for the permanent resident of Assam State.
  2. Families with annual income less than Rs 20 Lakh are eligible for this scheme.
  3. Housing loan is only available within Assam Regional Rural banks, Scheduled Commercial Banks, Cooperative banks of Assam.
  4. Scheme is applicable only if loan amount of more than Rs 5 lakh is sanctioned from banks after or on –/–/2020.
  5. Those people who have already taken loan for house under Apun Ghar scheme are not eligible for this scheme.
  6. People cannot take loan with loan accounts under Non-Performing assets.

आपुनर अपुन घर लोन स्कीम Benefits

  • This scheme provides benefit to not only government employee but every resident of State.
  • Scheme will help people to own house of their own.
  • This scheme offers loan amount of up to Rs 40 Lakhs.
  • Subsidy amount of up to Rs 2.5 lakh will be given to people.
  • People will able to build their own pucca house with the help of this scheme.

Aponar Apun Ghar Loan Scheme Assam 2020 Application Form pdf | Apply Online @finance.assam.gov.in

  • Those people who want to take benefit of home loan scheme they have to fill scheme application form.
  • Scheme application form pdf is available in the scheme official website.
  • To visit scheme official website click on this link.
  • One you click on this link you will redirected towards the home page of Assam Finance Ministry official website.
  • In this page you have to click on the option of “Aponar Apon Ghar Loan Subsidy Scheme” option.
Aponar Apun Ghar Loan Scheme
  • After this a new page will appear, in this page you have to click on “Apply” option.
Aponar Apun Ghar Loan Scheme
  • Then a new page will open with application form.
  • In this page applicants have to say “Yes” or “No” in the Declaration form.
  • After this fill your personal details in the form consists your name, address etc.
  • Then applicants have to add their Loan details in the form.
  • After this upload supporting documents of your claims in the form.
  • Then at the end click in “Save” option after filling this form.

That is all about Aponar Apun Ghar Loan Scheme Assam till now. For latest updates of this scheme or any other government scheme stay tuned with us. You can ask question from us through comment section.

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